By the Insurance Store, Inc.

Bonds & Workers Compensation

For most states in order to obtain motor carrier authority or charge for fuel taxes you need to obtain a bond. Most of the time only trucking companies are required to have bonds. You may need custom bonds, performance bonds, broker bonds, etc. Any of these types of bonds are readily available today.

Commercial General Liability and Property Coverages are often required in order to operate in most states. In some cases a company may be required to have specialized coverage. The Insurance Store, Inc. is well equipped to handle these types of situations. Some of these special coverages could include Pollution Liability or Hazardous Materials insurance. The Insurance Store, Inc. will work closely with underwriters in this area to make sure that you are covered properly. We will also take great care to make sure that you are not over insured or are paying for coverage that you don't need.

Workers Compensation

If you have any employees whether part time or full time then in the State of California you are required to have workers compensation. This is mandated by the Government in order to protect you against any injuries incurred while an employee is working for your company. This Insurance actually protects the employee and that employee's ability to perform their job and support themselves and their family.

There is a type of insurance policy which is created with the owner operator in mind. It is similar to workers compensation insurance in that it protects the owner operator from lost earnings in the event of a an accident. It is called the Occupational and Accident Injury Insurance. This policy can offer support in the areas of medical insurance, disability protection, and life insurance, while operating equipment.